Mortgage Calculator | Credit Cards iconSmall Business | Your Money | Construction | Entrepreneur | Student Loan

money smart personal finances

Personal and Business Finances

Mortgage Calculator | Auto Payment Calculator

money smartThe place to start your journey to financial security and personal wealth. Learn the business of personal finances and depend on your own source of knowledge to make decisions that will be in your best interest. Find the best mortgage, personal loan, or car loan.

Money Smart provides the expert financial information you need for taxes, investments, saving money, retirement, personal loans, car loans, credit cards, mortgage loans, and managing your credit.

College Tuition

college tuiitionNew tax rules may affect your planning for funding college so it is important to learn how to prepare for the coming changes now. Most importantly, student loan interest will continue to be tax deductible up to $2500 per year and waived tuition for graduate students remains tax free.

Popular prepaid tuition and tuition savings plans remain unaffected by the new tax law.


Our resources for entrepreneurs will help you find the best advice on buying franchises, raising capital, and mistakes to avoid when starting a business.

Thinking of buying a franchise? Read what the experts have to say about the does and the don'ts of the franchise business.

Finding the funds to start your business is always a challenge. Our business funding sources will help you get started to find likely sources of money.


retirement planningSaving for retirement has to be one of the most important financial decisions you will make. There are many questions to pay answer including when to start, how much to save each month, what are you long term goals, and investing your retirement funds along the way.

It is not easy to hang onto your money as life throws curve balls so you have to include your financial planning for everything else as part of your retirement planning. Get expert financial advice here.

Latest Financial News that Affects You

Feb 21, 2018
Should I follow Warren Buffett's 90/10 investing strategy?
Give More This Year
I'm in my early 50s, have more than $1 million in retirement savings and plan to retire around age 60. I've heard about Warren Buffett's strategy of keeping 90% of one's assets in stocks and 10% in bonds and like the idea of investing my savings that way to earn higher returns. I know my accounts would take a hit if stock prices fall, but I believe I could survive a market downturn. Do you think this is a good strategy for retirees and near retirees?óC.P. More info...

Feb 21, 2018
John Wasik
For families with high school seniors, this is college crunch time, albeit one with a double whammy: Seeing which schools are sending acceptance letters and which ones pony up real financial aid (not loans).

On the aid piece, hopefully you'll filled out the government's FAFSA form. This tells colleges about your family financial situation and is the key to getting financial aid.

The official FAFSA process opened on October 1, so you can apply any time. The online form collects financial information from families and sends it to the colleges of your choice. It's the door that opens up financial aid consideration. More info...

Feb 5, 2018
5 Ways Millennials Are Redefining Work-Life Balance
Ryan Jenkins
How Millennials View Work-Life Balance
Millennials aren't driven by the thought of working hard for the next forty years and then retiring. Rather, they are driven by the idea of building a life and career that can withstand the continuous reinventions and pivots that their long-term careers in the twenty-first century will require.
Millennials are more interested in leveraging today's tech to integrate work and life versus just balancing them. The term "work-life balance" implies that work is separate from life, but in reality, it's all life. Forcing people to put work and life into separate boxes that never overlap is unrealistic in today's always-on world. More info...

more money smart news...

Featured Article

What to do if Your Mortgage Loan Servicing is Transferred

Mortgage Terms  |  Money Tips  |  Entrepreneurs  |  Your Credit  |  Commercial RE  |  Privacy Statement

Equal Housing Lender Send mail to Webmaster with questions or comments about this web site. 2007-2018 All rights reserved