Personal and Business Finances
This is the place to start your journey to financial
security and personal wealth. Learn the business of personal
finances and depend on your own source of knowledge to make
decisions that will be in your best interest.
Money Smart provides the expert financial information you need for investments, saving money, retirement, personal loans, car loans, payday loans, mortgage loans and managing your credit.
Dec 6, 2016
How Much Wealth Will You Have 30 Years Into Retirement?
Thus far, we have compared the historical performance of various spending strategies when the initial spending rate is 4%. Over the next couple weeks, we will apply an XYZ rule and consider how spending may be impacted by the low-interest-rate environment facing retirees.
But before we do that, let’s look at an exhibit that summarizes spending and wealth outcomes for the rules we just discussed. More info...
Dec 6, 2016
Pay Off Your Student Loans Faster In 2017
In the U.S., there are more than 40 million borrowers with over $1.3 trillion in student loan debt. According to The Institute for College Access and Success, nearly seven in 10 seniors who graduated from public and non-profit colleges in 2015 had student loan debt.
The good news is that when it comes to getting student loan debt under control, the ball is in your court.
Here are five action steps to lower your debt burden for 2017: More info...