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money smartThe place to start your journey to financial security and personal wealth. Learn the business of personal finances and depend on your own source of knowledge to make decisions that will be in your best interest. Find the best mortgage, personal loan, or car loan.

Money Smart provides the expert financial information you need for taxes, investments, saving money, retirement, personal loans, car loans, credit cards, mortgage loans, and managing your credit.

College Tuition

college tuiitionNew tax rules may affect your planning for funding college so it is important to learn how to prepare for the coming changes now. Most importantly, student loan interest will continue to be tax deductible up to $2500 per year and waived tuition for graduate students remains tax free.

Popular prepaid tuition and tuition savings plans remain unaffected by the new tax law.


Our resources for entrepreneurs will help you find the best advice on buying franchises, raising capital, and mistakes to avoid when starting a business.

Thinking of buying a franchise? Read what the experts have to say about the does and the don'ts of the franchise business.

Finding the funds to start your business is always a challenge. Our business funding sources will help you get started to find likely sources of money.


retirement planningSaving for retirement has to be one of the most important financial decisions you will make. There are many questions to pay answer including when to start, how much to save each month, what are you long term goals, and investing your retirement funds along the way.

It is not easy to hang onto your money as life throws curve balls so you have to include your financial planning for everything else as part of your retirement planning. Get expert financial advice here.

Latest Financial News that Affects You

Mar 21, 2018
Personal Finance Basics for Millennials
Douglas A. Boneparth
For many Millennials, personal finance can be hard to understand most often because they lack basic education of the topic. There aren't personal finance classes in high school, college or business school that taught them the basics of financial literacy. It's understandable that they might be lost. Personal finance should be easy to understand, so it's easy to succeed. In order to succeed, Millennials need to understand their personal financial situation and some basic personal finance concepts in order to develop better habits.

Here are five personal finance basics for Millennials. More info...

Mar 21, 2018
It's IRA Season: Why April 17 Matters
Ashelea Ebeling
Did you contribute to an IRA for 2017? Only 14% of households contribute to an Individual Retirement Account in any given year. Contributors, compared to non-contributors, are more likely to be white, have a college education, and contribute to a 401(k) workplace retirement plan, according to a Center for Retirement Research at Boston College study. That means a lot of taxpayers are missing out on a government freebie—tax-advantaged retirement savings . IRAs are meant for everyone: anyone with income can open one. More info...

Mar 21, 2018
7 Straightforward Answers to Your Roth IRA Questions
Dayana Yochim
The IRS spells out all the rules that govern Roth IRAs in excruciating detail. But sometimes the deep-dive, all-inclusive master course is a bit much. Sometimes a casual conversation between friends about tax-favored retirement accounts is all you need. You know, something that goes like this …
1. I hear Roth IRAs help you reduce your taxes. What’s the deal?
Dodging the IRS in your senior years, that’s the deal. Or, more specifically: completely tax-free withdrawals in retirement (starting at age 59½). Since you pay your dues to the IRS when you fund a Roth IRA (by using post-tax dollars), Uncle Sam gives you a free pass down the road when you take money out. More info...

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