Lending Club"Lending Club has created a platform that originates personal loans to prime consumers online and lets investors invest in the loans directly at a time of origination. It really has created the shortest possible path between the source of capital, individual investors, and the use of capital to individual people and small businesses. As you know, when you create a shorter path you create some savings. Really, that's what Lending Club is about - creating savings for personal loans that we pass on," Renaud Laplance, CEO of Lending Club. Why is the Lending Club better than banks? We bring you a more efficient model. By allowing our members to directly invest in and borrow from each other, we avoid the cost and complexity of the banking system and pass the savings on to you. Both sides can win: better rates to personal loan borrowers and better returns to investors. It's that simple. Featuring for borrowers: Lower rates-as low as 6.78% Borrow from $1,000 to $25,000 Fast, easy, online process Apply in minutes, get an instant rate quote. Secure and confidential |