Personal and Business Finances
Plan the Life You Want.
As is often quoted, the best laid plans of mice and
men often go astray. But, that is not an excuse not to
plan. Planning is all about the things you can control,
and at the same time being aware of economic, social,
and business trends that will affect you and your
Many trends sneak up on us if we do not keep up with
the news both in general and in business. Even if we are
not involved in a business directly, business trends
have an effect on everyone's lives. For example,
automation that will extend into our every day lives and
will likely affect the way we live and work.
The best way to keep up with trends is to read
reputable newspapers and magazines which should include
trade journals. You can also find blogs online that
discuss subjects in your field.
Dec 13, 2017
26-year-olds face challenges as they fall off parents' health insurance
Carmen Heredia Rodriguez,
Marguerite Moniot felt frustrated and flummoxed. Despite the many hours she had spent in front of the computer this year reading consumer reviews of health insurance plans offered on the individual market in Virginia, she still did not know what plan was right for her.
Moniot was preparing to buy an insurance policy of her own, knowing she would age out of her parents' plan when she turned 26 in October. She asked her parents for help and advice. But they, too, ran into trouble trying to decipher which policy would work best for their daughter. The family had relied on her father's employer-sponsored plan through his work as an architect for years, so no one had spent much time sifting through policies. More info...
Dec 13, 2017
Credit card debt is costing you nearly $1,000 per year
Dr. Lydia Gray
There's plenty to crow about in the economic picture right now: the stock market is charging ahead and the economy is expanding. But the bad news is that credit card debt is on the rise.
Nearly half of Americans carry credit card debt, with an average balance of $15,654, according to an analysis by NerdWallet, based on data from the Federal Reserve Bank of New York and the U.S. Census Bureau. More info...
Dec 11, 2017
How Trump will target the federal safety net
By ANDREW RESTUCCIA, SARAH FERRIS and HELENA BOTTEMILLER EVICH
The Trump administration and Republicans in Congress are hoping to make the most sweeping changes to federal safety net programs in a generation, using legislation and executive actions to target recipients of food stamps, Medicaid and housing benefits.
The White House is quietly preparing a sweeping executive order that would mandate a top-to-bottom review of the federal programs on which millions of poor Americans rely. More info...
Dec 9, 2017
How To Handle Financial Planning During A Divorce: 4 Steps To Protect Yourself
Americans have been barraged for years about the failing institution of marriage and the soaring divorce rates. In reality, though, according to a 2014 New York Times article, “the divorce rate peaked in the 1970s and early 1980s and have been declining for the three decades since. If the trend continues, nearly two-thirds of marriages will never involve a divorce.” Although great news for the sanctity of marriage, there are still millions of families affected by divorce. I guarantee we all know a friend, neighbor, colleague or even a family member dealing with the uncertainty of divorce at this very moment. More info...
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