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Plan Your Financial Future Now

making a budgetThe best way to prepare for your financial future is to have a budget that you can follow and adjust as you work through each month. There are many doable ways to put together a budget, but all entail gathering the best information you can from your past financial records.

Using Past Expense to Predict Future Expenses

Both checking accounts and credit card records provide a good place to start. For most families, housing expense is the largest and most important expenditure. These expenses include mortgage or rent, utilities, taxes, insurance, and maintenance.

Nov 24, 2019
Should You Refinance While Interest Rates Are Low? 3 Scenarios Where It Makes Sense
Tara Mastroeni
At the end of October 2019, the Federal Reserve - the organization responsible for setting mortgage interest rates - decided to cut rates for the third time this year, resulting in some of the lowest interest rates we’ve seen in a while. This has led many homeowners to wonder if now is a good time for them to refinance their mortgage. More info...

Nov 24, 2019
Residential Construction Loans
How to Finance and Build Your New House
Choosing the right construction loan for building your new house is the most important part of the construction process. Note that a construction loan contains many variables that can cost you time and money or cause unwanted delays. Understand these variables before you go shopping for a loan. Lenders tilt the table in their favor so you want to find the table with the least tilt. More info...

Nov 24, 2019
When Making Your Home More Sustainable, Health And Wellness Are Also Part Of The Conversation Jamie Gold
Jamie Gold
A funny thing happened on the way to sustainability: Consumers became aware that the toxins environmental groups have been warning them about for decades are not just harmful to the planet, but to their health as well, and that having an eco-friendly home is about much more than saving money on their utilities. There has always been a segment of the population that tracked these home wellness topics, but it has become much more mainstream lately. More info...

Nov 23, 2019
0% Interest Credit Card
Pay off high interest rate credit cards
The best way to pay off credit card debt may be with another credit card that offers 0% interest for up to 18 months. Credit card companies include Chase, Bank of America, Wells Fargo, Cit, Capital One, and HSBC. You can choose the best card for you in terms of cash rewards and 0% interest. More info...

Nov 23, 2019
Business Funding Sources
Need money to start or grow your business?
The number one issue with any new business is obtaining the funding needed for startup and operating expenses. Here an entrepreneur can find loan sources, crowd funding, angel investors, and investment bankers.

New rules for investing in crowd funding now allow smaller investors to participate and will increase the amount of money available for startups.

Check out sites like Kickstarter, Angel List, and Crowdfunder. Or got straight to the SBA site for a list of government financial resources for entrepreneurs. More info...

Jun 23, 2019
Effect of Virgin Trains USA on Florida
Current High Speed Trains Operated by Virgin Trains USA
Virgin Trains USA has secured funds to extend high speed rail along the existing FECI track bed from West Palm Beach to Cocoa, Florida. From there a new high speed railroad will be built heading west along the 528 Toll Road to the Orlando International Airport (MCO) The company has purchased an additional two hundred feet of right away along the south side of 528 to add to the right of way granted by the operators of the 528 Toll road. More info...

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