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Personal Finances | Planning

Plan Your Financial Future Now

making a budgetThe best way to prepare for your financial future is to have a budget that you can follow and adjust as you work through each month. There are many doable ways to put together a budget, but all entail gathering the best information you can from your past financial records.

Using Past Expense to Predict Future Expenses

Both checking accounts and credit card records provide a good place to start. For most families, housing expense is the largest and most important expenditure. These expenses include mortgage or rent, utilities, taxes, insurance, and maintenance.

Dec 26, 2018
Learn the Mortgage Process as a First Time Homebuyer
How to Buy a House
VA Loans and FHA loans
These are both government loans but VA loans have different requirements such as being active in the military or a veteran of military service. Both loans carry additional fees but can be approved with a much smaller down payment.
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Dec 25, 2018
Mortgage Glossary
Learn Mortgage Terms
When you shop for a mortgage you probably are going to hear many unfamiliar mortgage terms. Because of all the options available, obtaining a mortgage loan can be a real adventure. And since so much is at stake, your knowledge of the mortgage definitions will help you get the best possible deal. More info...

Dec 22, 2018
Florida Hotels - Best Prices
Stay at one of Florida's Best Beachfront Hotels
Finding the best deal for a great hotel should not be an all day project. Here are the best deals period. More info...

Dec 21, 2018
Pay Off Your Christmas Credit Card Debt
Low Cost Personal Loan
personal loanPay off those credit cards the smart way. Borrow what you need with a personal loan. Save hundreds of dollars in interest an make low monthly payments up to 72 months. More info...

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